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Day count convention – Wikipedia – The Actual/360 method calls for the borrower for the actual number of days in a month. This effectively means that the borrower is paying interest for 5 or 6 additional days a year as compared to the 30/360 day count convention. Spreads and rates on Actual/360 transactions are typically lower, e.g., 9 basis points.
Here’s exactly how to calculate how much a mortgage payment would could you every month – A 30-year mortgage would require 360 monthly payments, while a 15-year mortgage would. specific figures if you’re plugging.
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